{"id":1799,"date":"2010-09-23T10:16:14","date_gmt":"2010-09-23T15:16:14","guid":{"rendered":"http:\/\/www.progressivefox.com\/?p=1799"},"modified":"2018-08-16T15:52:09","modified_gmt":"2018-08-16T20:52:09","slug":"woo-hoo","status":"publish","type":"post","link":"http:\/\/www.progressivefox.com\/?p=1799","title":{"rendered":"Woo Hoo?"},"content":{"rendered":"<p>It&#8217;s a <a href=\"http:\/\/www.cnn.com\/2010\/HEALTH\/09\/23\/health.care.reform\/index.html\">special day in insurance news <\/a>so lets all celebrate, ok?<\/p>\n<p>Not long ago I had a lengthy conversation with a representative of my representative in which I asked what Democrats in general &#8211; not my representative specifically &#8211; had done for Progressives, or to forward any Progressive issue at all.  The immediate response was &#8220;Well, what about Health Care Reform?&#8221;<\/p>\n<p><!--more--><\/p>\n<p>I think my knee-jerk, and admittedly smart-assed, response to that was &#8220;What about it, are Democrats going to get around to enacting some sort of Health Care Reform?&#8221;<\/p>\n<p>Because let&#8217;s be honest, they have not.  And I do want to give the Obama administration and Democrats in Congress credit for at least this much honesty: they stopped calling it Health Care Reform and started calling it Health Insurance Reform rather early on.  But now they would seem to want to have it both ways; whenever I, a pretty damned liberal liberal, ask what Democrats have done for me lately, the response is Health Care Reform.  <\/p>\n<p>Sadly, I think they think we (meaning liberal liberals) really see some &#8220;advance&#8221; in this.  Eh, not so much.  I don&#8217;t presume to speak for all liberals or progressives or whatever you want to call us, but the aforementioned conversation quickly degenerated into me saying something about forcing all Americans to participate in a giant giveaway to the most hated and feared of all industries: health insurance and a mention in passing that nothing &#8211; not a bit &#8211; of the health insurance reform to date, has done a thing to get me coverage.   There was an immediate protest: &#8220;no, no, the provision to cover the uninsurable in pools has already taken effect.&#8221;  <\/p>\n<p>Uh-huh, and is being largely unused, because the people least likely to be able to afford high premiums for low services &#8211; those already financially devastated by illnesses which grant them the &#8220;High Risk&#8221; designation, are least likely to be able to afford high dollar premiums in exchange for miserable coverage.  Like me, many of uninsurable have to pay out of pocket for medical care &#8211; and we are least likely to be able to do that if we are paying the protection money to the insurance racket.<\/p>\n<p>So today, while we are &#8220;celebrating&#8221; many provisions of the health care legislation taking effect, items such as coverage for students under their parents policies until they are 26, or the prohibition against denying coverage to children for pre-existing conditions (which is causing some insurers to drop policies for children altogether to protect their bottom line in the for-profit insurance world, in a move anticipated by many and sure to be repeated in the future) I want to take a moment to check in with the reality of the world for the uninsured again.<\/p>\n<p>Imagine yourself for a moment as having some pre-existing condition that prevents you from getting traditional coverage &#8211; are you with me?  Now <a href=\"http:\/\/www.chip.state.il.us\/rateinq.nsf\/inquiry?openform \">go here <\/a>and calculate your premium.  Be sure to check the &#8220;traditional&#8221; box because that&#8217;s the thought experiment we are dealing with here &#8211; premiums for people who can&#8217;t buy coverage otherwise for any cost.<\/p>\n<p>Then, if you are curious what those dollars buy you, <a href=\"http:\/\/www.chip.state.il.us\/downloads\/broch0809.pdf\">go here <\/a>and check out what you get for your premium dollars.<\/p>\n<p>Woo Hoo?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s a special day in insurance news so lets all celebrate, ok? Not long ago I had a lengthy conversation with a representative of my representative in which I asked what Democrats in general &#8211; not my representative specifically &#8211; had done for Progressives, or to forward any Progressive issue at all. The immediate response [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[78],"tags":[468,462,218],"_links":{"self":[{"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/posts\/1799"}],"collection":[{"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1799"}],"version-history":[{"count":4,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/posts\/1799\/revisions"}],"predecessor-version":[{"id":1803,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=\/wp\/v2\/posts\/1799\/revisions\/1803"}],"wp:attachment":[{"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1799"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1799"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.progressivefox.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1799"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}